Wednesday, August 26, 2020

Qu extranjeros no pueden ajustar su estatus

Qu extranjeros no pueden ajustar su estatus El ajuste de estatus significa que un extranjero que se encuentra ya en Estados Unidos puede adquirir la tarjeta de residencia - tambiã ©n conocida como green card-sin necesidad de salir del paã ­s. En este artã ­culo se explica quã © personas extranjeras no pueden ajustar su estatus y, finalmente, cules child las consecuencias de ello (que pueden ser muy malas). Pero no a tasks los extranjeros se les permite beneficiarse del ajuste de estatus Quiã ©nes no pueden beneficiarse del ajuste de estatus En groundwork lugar, los extranjeros que ingresaron en estados unidos con una visa de tripulaciã ³n o trabajador de cruceros C1/D. En segundo lugar, los migrantes que entraron al paã ­s sin pasar por el control de Inmigraciã ³n y, por lo tanto, sin haber sido admitidos o parole. Lo principal de este punto es entender que las personas que llegan an Estados Unidos despuã ©s de cruzar ilegalmente la frontera no podrn en el futuro obtener una tarjeta de residencia mediante un ajuste de estatus. Ni siquiera en los casos en los que se casen con ciudadanos americanos o tengan hijos mayores de 21 aã ±os en este paã ­s. En tercer lugar, los extranjeros que han trabajado en Estados Unidos sin estar autorizados por no tener permiso de trabajo o visa que les permita laborar. Si el USCIS tiene conocimiento de que se ha trabajado, denegar la peticiã ³n de ajuste de estatus. En cuarto lugar, las personas que ingresaron an Estados Unidos con una visa no inmigrante y no la han mantenido. Por ejemplo, un turista que se quedã ³ ms tiempo del permitido (turistas con visa, mirar el I-94). Esta persona no podr ajustar su estatus excepto cuando se trate del esposo/a, madre/padre, viudo/an o hijo/a soltero menor de 21 aã ±os de un ciudadano americano. En este punto resaltar que la persona con visa no inmigrante que la deja expirar y se casa con un residente permanente no podr beneficiarse del ajuste de estatus. En estos casos la opciã ³n es esperar hasta que el cã ³nyuge residente se convierta en ciudadano por naturalizaciã ³n o, en el caso de que la estadã ­a ilegal ocean menor a los 180 dã ­as, salir del paã ­s e iniciar un proceso consular de peticiã ³n de recognizable. La espera podr ser larga. En quinto lugar, los titulares de una visa de intercambio J-1 o J-2.Cuando se les acaba las visas, estas personas deben salir de Estados Unidos por un periodo de dos aã ±os, a menos que se les conceda un perdã ³n o excepciã ³n conocida como waiver. En sexto lugar, los extranjeros que llegaron an Estados Unidos sin visado por pertenecer an un paã ­s acogido al Programa de Excenciã ³n de Visas. Estas personas pueden estar en el paã ­s un mximo de 90 dã ­as y no pueden ni extender su estadã ­a ni solicitar una visa. Deben necesariamente salir. La à ºnica excepciã ³n es cuando se solicita un ajuste de estatus a su nombre por ser el esposo o la mujer o el viudo/a de un ciudadano americano o forebear o hijo soltero menor de 21 aã ±os de un estadounidense. En sã ©ptimo lugar, las personas que llegaron al paã ­s con una visa K-1 por ser el prometido/a de un ciudadano. Y los hijos de aquellos que tienen una K-2, cuando no se celebra el matrimonio con el estadounidense que solicitã ³ el visado en los 90 dã ­as siguientes su ingreso en Estados Unidos. Quedarse sin casarse es una violaciã ³n migratoria. Y en octavo lugar, los extranjeros con visas An, E o G o que tengan profesiones que les permitirã ­an tenerlas. Si bien se admiten excepciones por lo que las personas en esta categorã ­a deberã ­an consultar con un abogado o un representante acreditado. Por quã © es tan importante poder ajustar el estatus El ajuste de estatus es importante por dos razones: Ahorra dinero, al poder obtener la residencia sin necesidad de salir de EEUU.Evita que entre en aplicaciã ³n el castigo de los tres y diez aã ±os para las personas que han estado ilegalmente en Estados Unidos por ms de 180 dã ­as. Y aquã ­ est su gran importancia. Por ejemplo, si un inmigrante cruza ilegalmente la frontera y despuã ©s de unos aã ±os se casa de buena fe con un ciudadano y tiene hijos nacidos en este paã ­s se encuentra con un gran problema. En teorã ­a puede obtener los papeles porque su esposo/a ciudadano le puede pedir. Y, de hecho, la parte inicial de los trmites se va an aprobar. El problema aparece cuando le dicen que no puede ajustar su estatus y que tiene que salir de Estados Unidos y una vez fuera seguir la tramitaciã ³n en un consulado americano.Y ahã ­ le aplican el castigo de los tres y diez aã ±os. Y no siempre va a ser posible pedir un perdã ³n. Y aã ºn cuando fuera posible, no siempre se consigue. Y aã ºn consiguiã ©ndolo, se demora y hace que las familias estã ©n separadas por mucho tiempo. Por ello, si se est en una situaciã ³n en la que no se puede ajustar el estatus o se tiene dudas, bets de meter los papeles en Inmigraciã ³n es muy recomendable consultar con un abogado y tener muy claro cules child las opciones. Perdã ³n En algunos casos es posible pedir un perdã ³n para asã ­ poder obtener la green card. Adems, en los casos muy especã ­ficos de familiares inmediatos de ciudadanos que estn en USA y sã ³lo tienen el problema de que estn aquã ­ ilegalmente, verificar si se puede calificar para el perdã ³n temporary I-601A. Este es un artã ­culo informativo. No es asesorã ­a lawful.

Saturday, August 22, 2020

Take What You Get :: Personal Narrative Baseball Friendships Papers

Take What You Get I despised both my last day of school in Hopkinton and my first day of school in Sherborn. My mom drove me to my new school in our fresh out of the box new white Volvo station wagon. The ride from our home to the school appeared to be a lot shorter than it really was. Thinking back on it, whenever I’ve reluctantly voyaged some place, the vehicle ride appeared to be amazingly short. I recollect the station wagon climbing the long, winding slope that prompted Pine Hill Elementary school. As I watched the trees and fields pass, I envisioned that the vehicle hadn’t passed by them. In my brain, I was still back in my new trundle bed at home. My mother realized I was nearly tears, and she was continually moving her hand to and fro between the car’s stick move and my knee. All the children are going to adore you, she stated, tapping my leg. Mrs. Smith is so eager to have you in her group. I couldn’t much gather a reaction. I imagined Mrs. Smith constraining me to stand up before the class, requesting that I tell the children my name and what I jumped at the chance to do. At that point I saw the children chuckling when I separated in tears, unfit to offer them a response, or simply murmur a couple of words about myself. I couldn’t even react to my own mom. Nectar, it’s alright to be apprehensive. Recall that I’ll pick you at 3:15. You don’t need to take the transport this evening. She left the vehicle and held my hand as we strolled up the means to the school’s entrance. I was wearing blue shorts, a terrible decision since they were excessively short and uncovered my pale, tubby legs. The stroll with the head and my mom down the long, void halls was what at long last did it for me. I had been attempting my hardest to keep down the tears, driving myself to think about the day's end, when my mom would be sitting tight for me. However, the study hall was getting excessively close. I could detect it by the manner in which the chief eased back his pace and floated to the correct side of the hallway. I felt the tears under my eyes, however I didn’t care enough to wipe them away with my arm. Welcome to Pine Hill, Mrs. Smith said.

Friday, August 21, 2020

Are You Opening a Bank Account with Bad Credit Heres What You Need to Know

Are You Opening a Bank Account with Bad Credit Heres What You Need to Know Are You Opening a Bank Account with Bad Credit? Heres What You Need to Know Are You Opening a Bank Account with Bad Credit? Heres What You Need to KnowWhile a bad credit score wont prevent you from opening a checking account, similar poor money habits with previous bank accounts could pose a problem.We’re not going to tell you that having a bank account is absolutely necessary. If you’re the type who prefers stuffing your money into mattresses and keeping most of your wealth in the form of precious metals buried in the backyard, all the more power to you.But for most people, maintaining a checking account is a financial cornerstone. Without a bank account to hold onto your money, you end up spending money at check cashing stores just to access your funds, and relying on cash payments or costly wire transfers just to pay your bills!If you have bad credit and need to open a checking account, you probably have a lot of questions. (That’s why we’re writing this blog post!). Bad credit can restrict your access to important financial products like personal loans and credit cards, but will it do the same for checking accounts? You can open a checking account with bad credit.Let’s start with the good news. Having a poor credit score will not prevent you from opening a bank account.Your credit score is taken from information on your credit reports, documents that track your history as a borrower, and are compiled by the three major credit bureaus: Experian TransUnion and Equifax. The most common type of credit score is the FICO score, which is scored on a scale of 300 to 850. The higher your score, the better your credit.Your FICO score is, indeed, used by traditional lending institutions like banks and other personal lenders to determine whether or not to lend to you, but it isnt used when you apply for a checking or savings account.With a lousy score, you’ll be stuck borrowing no credit check loans (like payday loans and cash advances). But you’ll still be able to open a checking account … probably.Bad credit behavior could hu rt your ChexSystems score.Okay, here’s the bad news. While banks don’t use credit scores with checking account applications, they do use something very similar, oftentimes from ChexSystems, one of several national consumer reporting  agencies that track  your banking history. Banks use them (or one of their competitors like Telecheck or Early Warning System) for checking account applications just like they use FICO scores and credit reports for loans and credit cards.Not only does Chexsystems produce a Consumer Disclosure Report, they even produce a Chexsystems Consumer Score that’s graded on a scale from 100 to 899. If your score is too low, your application for a checking account will be denied. The bank will look at your banking history and decide that you simply pose too great a risk!And what kind of behavior is considered “bad” when it comes to banking? Well, it’s stuff like bank overdrafts, bouncing checks, and racking up bank fees and then not paying them. Behavio r like this points to a customer who is not using their bank account in a responsible manner.Luckily, a bad Chexsystems Consumer Score is not permanent. Information remains on your Consumer Disclosure Report for five years before dropping off entirely. Five years of good banking behavior (or at least no bad behavior) and you’ll be all set.But what if you don’t want to wait five years to open a checking account?Open a second chance checking account.Folks with a bad credit score are still able to take out a loan. Sure, it might come with a much higher interest rate andâ€"in the case of a payday loan, cash advance, or title loanâ€"trap them in a dangerous cycle of debt, but it’s still a loan that they can get approved for.Similarly, people with a bad ChexSystems Consumer Score can still apply for a checking account. Many banks offer “second chance” checking accounts that give people with lousy banking history the chance to make good. You should also check out your local credi t union, as many of them offer second chance checking as well.But just like those higher interest rates for bad credit loans, second chance checking accounts come with more fees and restrictions than traditional bank accounts, and they also offer far fewer perks.In order to get a second chance checking account, you will almost certainly have to pay a monthly maintenance fee. And the account might also come with additional requirements like maintaining a minimum balance or having direct deposit. Plus, you still might not get a debit card with the account or be able to use it for online bill pay.But here’s the best reason by far to use a second chance checking account: Many of them come with graduation plans. That means that using the account responsibly for one to two years will get you upgraded to a regular checking account ahead of schedule. That’s fantastic!Take care of your Chexsystems Consumer Score.Even if you can graduate to a regular checking account by starting with a se cond chance account, you should still take care of your ChexSystems Consumer Score. In fact, you should treat it the same way that you treat your regular credit score.First things first: order a free copy of your Consumer Disclosure Report. (By law they have to provide you with one free copy every year upon request.) You can request a copy on ChexSystems’  website or you can contact them by phone at (800) 428-9623.Next, read over your report so that you can get a clear idea of where you went wrong. If you have any unpaid fees or charges, pay them! If you can’t pay all of what you owe, try negotiating for a lower amount. And make sure that the financial institution in question updates their records with Chexsystems once the charge is paid off!Lastly, make sure to check for errors. If you find one, contact Chexsystems to have it corrected. After you’ve gathered the proper documentation, go to the  Dispute section of Chexsystems’ website for more information. They should send y ou a resolution within 30 days. You can also dispute the info directly with your (likely former) financial institution and have them update ChexSystems.Bad credit means living in a world with strict financial limits. And while it’s a great thing that checking accounts still lie within those limits, never forget the following: The kinds of poor money habits that cause bad credit are the same kinds of habits that can cost you a checking account.To learn more about living life with bad credit, check out these related posts from OppLoans:Can You Have Bad Credit Even With a Good Income?No Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreHow Bad Credit Can Affect Your UtilitiesIt’s True: Bad Credit Can Mean Paying More for Car InsuranceWhat other questions do you have about bad credit? We want to hear from you! 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